Home Buyer TaxStamp Duty, LBTT and LTT calculators for England, Scotland and Wales

Residential purchases by individuals in England, Northern Ireland, Scotland and Wales

Land Transaction Tax calculator for Wales

Land Transaction Tax replaces Stamp Duty in Wales. Wales has no first-time buyer relief, but the tax-free band is higher than in England.

Who is buying?
First-time buyer: every buyer has never owned a home anywhere in the world and will live in this one. Second home: you will own more than one home and are not replacing your main home.
LTT to pay
£0

Rates and rules used: Main residential rates (from 10th October 2022) and higher residential rates (from 11th December 2024). Sources: Welsh Government rates and bands. Checked 16th September 2026. Rates are reviewed whenever a government changes them, and at least every April.

LTT rates

At the main residential rates you pay nothing on the first £225,000, 6% on the part from £225,001 to £400,000, 7.5% on the part from £400,001 to £750,000, 10% on the part from £750,001 to £1,500,000 and 12% above that.

The higher residential rates, which apply to most additional properties from 11th December 2024, start at 5% on the first £180,000 and rise to 17% above £1,500,000.

Common questions

Is there first-time buyer relief in Wales?

No. First-time buyers pay the main residential rates, which already start at £225,000.

These calculators give an estimate based on the published rates for residential purchases. They do not cover purchases by companies or trusts, multiple dwellings, shared ownership, new leases, mixed-use or non-residential property, linked transactions, or completions before the dates shown. This is general information, not tax or legal advice. Your solicitor or conveyancer will confirm the tax due. Rates checked against GOV.UK, Revenue Scotland and the Welsh Government on 16th September 2026.