Residential purchases by individuals in England, Northern Ireland, Scotland and Wales
Stamp Duty calculator
For homes in England and Northern Ireland. Enter the price and who is buying to see the Stamp Duty Land Tax and how each band adds up.
Rates and rules used: Standard and first-time buyer rates for completions on or after 1st April 2025; 5% additional property surcharge (from 31st October 2024); 2% non-resident surcharge. Sources: GOV.UK residential rates; GOV.UK higher rates. Checked 16th September 2026. Rates are reviewed whenever a government changes them, and at least every April.
How Stamp Duty is worked out
Stamp Duty Land Tax is charged in slices. You pay nothing on the first £125,000, 2% on the part from £125,001 to £250,000, 5% on the part from £250,001 to £925,000, 10% on the part from £925,001 to £1,500,000 and 12% on anything above that.
First-time buyers pay nothing on the first £300,000 and 5% on the part from £300,001 to £500,000. If the price is over £500,000, the relief is lost completely and the standard rates apply.
If the purchase means you will own more than one home, a 5% surcharge is added to every band. It does not apply if you are replacing your main home.
Common questions
Does Stamp Duty apply in Scotland or Wales?
No. Scotland has Land and Buildings Transaction Tax and Wales has Land Transaction Tax. Use the LBTT calculator or the LTT calculator.
When do I have to pay Stamp Duty?
You must send a return and pay within 14 days of completion. Your solicitor or conveyancer usually does this for you.
I am buying with someone who has owned a home before. Can I still get first-time buyer relief?
No. Every buyer must be a first-time buyer for the relief to apply.
These calculators give an estimate based on the published rates for residential purchases. They do not cover purchases by companies or trusts, multiple dwellings, shared ownership, new leases, mixed-use or non-residential property, linked transactions, or completions before the dates shown. This is general information, not tax or legal advice. Your solicitor or conveyancer will confirm the tax due. Rates checked against GOV.UK, Revenue Scotland and the Welsh Government on 16th September 2026.