Residential purchases by individuals in England, Northern Ireland, Scotland and Wales
Guides
Plain-English explanations to go with the calculators.
The three property taxes comparedBands, reliefs, surcharges and deadlines for England and Northern Ireland, Scotland and Wales, side by side.Second homes and buy-to-letHow the extra charge on additional homes works in each nation, and when you can get it back.Landlord insurance explainedThe usual types of cover for a let property, and the questions to ask before you buy.First-time buyer reliefWho qualifies, what it saves and the traps that cancel it.
These calculators give an estimate based on the published rates for residential purchases. They do not cover purchases by companies or trusts, multiple dwellings, shared ownership, new leases, mixed-use or non-residential property, linked transactions, or completions before the dates shown. This is general information, not tax or legal advice. Your solicitor or conveyancer will confirm the tax due. Rates checked against GOV.UK, Revenue Scotland and the Welsh Government on 16th September 2026.